Licensed CA. DRE
Personal Broker # : 01102481
Corporation Broker # :01378065

E-mail: Steve@Asset-Liquidators.net
Call (949)-212-3492
Certified Short Sale Specialist
32 years experience
Home Owner Bail Out
What is a Short Sale?
Short Sales are the solution for solving today’s real estate problems. The banks were bailed out now it is your turn.
When we purchased our homes we had the idea that we could sell or refinance them as needed. Since home prices have fallen, refinancing or selling may be impossible. Lenders are denying requests for modifications and not reducing balances. If you find yourself in this predicament, a “Short Sale: is the solution, and can be obtained through Steve Spiro, a Certified Short Sales Specialist and Principal Broker of Asset Liquidators.
In a “Short Sale” arranged by Asset Liquidators there is no cost to you. It will allow you to sell your home for less than you owe on it. The bank will waive the portion of your loan that does not get paid off at close of escrow. At Asset Liquidators, this procedure typically takes 9 to 12 months to complete. Steve will design a custom solution for your situation. This may include a sale and lease back so you can stay in your home and don’t have to move or cash back for relocation expenses. He can also arrange for you to qualify for and purchase or lease a new home before or after the Short Sale. The benefits for the home owner also include avoiding foreclosure and deficiency judgments. It may have little impact to your credit compared to a foreclosure or bankruptcy. It will postpone the foreclosure sale date allowing the homeowners more time to stay in their property without making payments.
With a properly handled Short Sale, your loans, secured taxes, HOA dues and all cost of sale will be paid by the lender. There are no fees to you, the bank pays for everything. Consider a Short Sale as the free solution to dispose of your upside down real estate. A Short Sale must be handled by an expert. Don’t trust your Short Sale to just anyone.
For a custom solution, call Steve Spiro a California Realtor- Broker with 32 years of real estate transactional experience and a Certified Short Sale Specialist. He can be reached at 949-212-3492. email: Steve@Asset-Liquidators.net
E-Mail or Call Steve today at Steve@Asset-Liquidators.net
or 949 212-3492
1/24/2012 ACHANCHAMP@aol.com
Steve, Now that our transaction is closed, I want to thank you and your team for a thorough and professional service. You were very realistic and pragmatic with the entire process, never promise the undeliverable and prepared us adequately every step of the way. Your service is much needed in these uncertain economic times. We never felt uneasy or uncertain during the entire 5 months. We highly recommend your service to anyone who wants to consider short sale as a means to get from underneath their hopeless financial burden and move forward anew. Thanks again and Aloha.......Al and Cyndi Chan
1/18/12
I was completely unaware of your service when I attended a business seminar and I was told about your office and your success with short sales. Well, I wasn't told the 1/2 of it. without your expertise and unbelievable tenaciousness, this would have never happened, but with your help and patience the "powers to be at B of A" were not only impressed with the response of your office, but the navigation required to do this to get me through my short sale was second to none! Thank you Steve for allowing me to continue to run my business without the stress of continuously stopping and responding to the requests to move forward! A+++ in my book
Larry Marshburn
Hello steve, my wife and I would like to thank you and your staff for the great work you did obtaining and completing our short sale. We were going round and round with our bank trying to obtain a modification after a loss of income. After never missing a payment or incurring a late charge in 10 years of paying to our bank we were treated like criminals due to the loss of income. We had given up and while waiting for the bank to foreclose I purchase a news paper one morning to look for a place to rent when I saw your ad. I assumed it would be just another money taking scheme and read on. Something told me to give you a call and I did.
After speaking with you I realized you were not just another money taking business. You and your staff went to work contacting my bank and got the sale date cancelled. You marketed my house and I had buyers coming out of the wood work. Our short sale was completed and we are looking forward to getting a new start. Again we thank you and will certainly recommend your office to anyone we meet who is in need of your help.
Mack Williams
Riverside Ca.
12/30/11
We owe Steve Spiro and his team a huge amount of gratitude for achieving what seemed like the impossible: We were caught in an extremely tough economy, job loss, underwater on our house, an extremely heavy second-mortgage, and a "Negative Am" loan that was only getting worse. A foreclosure seemed inevitable. But Steve told us to put our faith and trust in him and his team and he saved us from a foreclosure. The happiest news we received was, "Recording Confirmed." He juggled and negotiated with two banks and realized the short-sell for us, saving our credit and allowing us to rebuild our future. Thanks Steve and the Spiro Team. ---An Extremely Happy Client of Steve Spiro and Asset Liquidators, Mission Viejo, California
Ron,
Thanks for the very kind words! That is why I do it, because my tireless efforts are appreciated. Thanks again your never ending faith in me and the process which made it possible to buy you time and prevent the foreclosure.
Steve Spiro, Principal Broker
Asset Liquidtors
11/24/11
Dear Steve,
We would like to express our deepest Gratitude to you and your staff for helping us with our short sale. After several attempts with H.A.F.A. and supposedly loan modification specialists and $10,000 out of pocket expenses, left us broke and bewildered and untrusting. We woke one morning only to find a foreclosure notice on our house that I remodeled myself that took me 4 years. Chase instead of trying to work with us threw us out in the cold. We had literally weeks to get out; then my Dad seen an ad in the paper extending help to those in our situation. Thanks to Steve Spiro who came to our rescue, we thought we were going to be homeless and Steve stopped the foreclosure and we were giving a reprieve and breathing room. Then were able to save money instead of paying Chase every month for nothing. Steve is amazing and would be up to all hours of the night, shooting emails to me keeping us informed of exactly what to expect. Finally someone with integrity who did what he said; I would give him 5 stars and would recommend Steve’s service to anyone. He’s a good guy and our hero. Thank You! Steve
Sincerely, Ron Lopez
The LORD [is] good, a strong hold in the day of trouble; and he knows them that trust in him. (Nahum 1:7)
Brandon Mosbergen
Sent: Thursday, November 24, 2011 11:04 AM
To: Steve Spiro
Subject: 2121 Shelley Cir, Corona, CA 92880
RE: Zillow Review
How likely are you to recommend this agent?Local knowledge
very impressive
Process expertise
masterful
Responsiveness
immediate
Negotiation skills
excellent
Describe in detail your experience with this agent
Steve handled my short sale and was able to accomplish the successful settlement of my 2 loans with 2 different lenders. I was glad that he was there to help and available when I needed him most.
Brandon Mosbergen11/3/2011
Dear Mr. Spiro:
We wanted to thank you and your group at Assets Liquidators, for the assistance received in selling our home in Joshua Tree, California on short sale.
Even though the lender was very tough and tried to foreclose on our property, you were able to sell it on short sale, and saved us from the grief of foreclosure.
We were glad that the bank forgave our debt and we could re-start our lives over again in another place.
Selling our home in short sale took 8 months. Time vested was well worth it.
We would gladly recommend Steve Spiro and Assets Liquidators to other people without hesitation.
Thank you Steve Spiro and also thanks to Ilda Spiro and your great team!!
Prisciliano Garcia and
Susana Ramirez
11/1/2011
I had purchased my home with my wife at the time several years ago. Unfortunately my wife, now ex-wife moved out, I could no longer afford making payments on my own. I was trying to sell my home, but couldn’t because I owed more than my property was worth, in addition the property value was steadily decreasing. I started resting easy when Steve Spiro and the team at Asset-Liquidators told me they would fight for me until they could negotiate a deal. I was able to short sell my home and avoid foreclosure. I wanted to thank Steve Spiro and the entire Asset-Liquidators team for working with me and helping me all the way until the very end. You and your team were great to work with and made the process much easier for me. Your dedication was much appreciated when you took the time to not only answer every question, in a timely professional manner, but to explain the reason and process. I know I wasn't the most self-motivated individual to deal with, but you always kept an optimistic, supportive, and a never quit attitude. From the bottom of my heart, thank you.
“Anyone can give up, it's the easiest thing in the world to do. But to hold it together when everyone else would understand if you fell apart, that's true strength.”
Orsino Eddington
San Diego, CA
10/29/2011
Dear Steve,
Just a little note to let you know how much we appreciate the work yuo and your staff did for us.
Our lending institution would not even talk to us because we were not living in the house and it was so “deep under water” that they kept saying “walk away from it.” This was something that we did not want to do and then we met you- you were so sure that you could sell this very nice house through a short sale, that we decided to listen to you and we are so glad that we did.
We have just received our notice from the escrow company that the short sale is complete and we want to say thank you from the bottom of our hearts.
Sincerely yours,
Jerry and Pauline Freidin
I want to thank you and your team at Asset Liquidators again for helping us with the shortsale of our former home and the purchase of our new home. We could not be happier with the results of your dilligent professionalism! You made it so easy and always kept us informed on the process from start to finish. You answered our questions in a timely and courteously fashion always. Even when we hit a few bumps in the road with the HOA, you really came through consistently and promptly to deal with them and any problem that came up during the whole process. I would gladly and wholeheartedly recommend your services to friends and family! Thank you so much for making this very complicated and somewhat stressful experience as easy, affordable and quick as anyone could ever expect it to be. Well done, Asset Liquidators!
Sincerely,
Carl Rodriguez
9/18/2011
I really like your style and character, Steve, and I would work with no other realtor.
Orange County, California
9/15/2011
Thanks for being a great and excellent realtor/broker. We were very satisfied with the service you had given us. You were always very accommodating. You listened and answered any questions we had. We were very comfortable because we knew you always had our backs.
It was a pleasure to work with you and your staff... Ilda, Dave and Jessie. You and your staff's professionalism throughout the transaction was an asset. With the economy and real estate in such a state of flux, I am very impressed with your ability and courage to get my lenders to approve a short sale, deal with them for such a tremendous amount of time. You are very professional yet personable I would highly recommend you to everyone. Thanks for brightening our little corder of the world. You are the man! Than for an outstanding job!
-The Andaya's
September 11, 2011
Thanks Steve, you have made this stressful time in my life a lot easier, I appreciate it very much. I will certainly recommend you to my friends and family.
8/26/2011
In 2010 the San Diego Chinese Historical Museum purchased a property through Steve Spiro. I also purchased a property nearby for myself in 2011 with the help of Steve. Throughout the entire process he was very professional was also very attentive to our unique situation. Both properties were short sales and Steve showed great expertise and experience in negotiating and handing the process. Even though the sales have been completed he still makes himself available to assist us and answer any questions that we may have. I highly recommend Steve to anyone who is looking to purchase a property. He goes above and beyond for his clients and is the right person to ask.
Alexander Chuang, Ph.D
Executive Director
San Diego Chinese Historical Museum
8/12/2011
If you owe more money on your home and can't make your monthly payments, get with Mr. Steve Spiro and his wife Ilda. I walked from my home owing $183,000. Foreclosure was on my mind until I read Steve Spiro's article about how he could help you with a short sale.
I tell you... he delivered and then some. Within about 8 months or less my home was sold and $90,000 was forgiven by the bank. My credit score dropped from about 815 avg. to a 708 average. A huge burden has been lifted out of our lives thank to you and your great team of professionals.
-Charles and Sylvia Cain and Family
April 30, 2011
Dear Steve;
I want to thank you for all your help you have given me over the past several months
handling the short sale which was just completed. Your tireless efforts to bring this matter to
a successful completion are greatly appreciated along with the relocation allowance of $7,000.00
which was beyond my wildess expectations and will be immensely helpful getting me relocated!
Again thank you so very much
Sincerely
Arthur Turner
April 28, 2011
Steve Spiro made the difficult short sale process as painless as possible. He explained all of our options thoroughly and in plain English, and kept us regularly informed of the progress from start to finish. He got us into a new home in a neighborhood we love, which would not have been possible without the short sale of our old house. Steve and Asset Liquidators found buyers for our house quickly and provided honest advice when a potential buyer tried to take advantage of us. He took care of negotiating with two stubborn lenders and never let us lose faith that the short sale would be approved. Best of all, Steve reduced his commission so there would be no out of pocket expense to us. We would recommend him to anyone.
-Bill and Karla Campbell
April 20, 2011
Dear Steve Spiro:
I wanted to write to let you know how much I appreciate you and your team’s hard work on getting my housing and financial hardships resolved. I was very stressed out about my home that was so deeply underwater and I felt there was no “good” way out of my situation; that is until I read your ad in the newspaper and contacted you.
Together, we were able to find a home for me to purchase at the very low current values and then perform a short sale on my primary residence. The home selling/buying process today is very stressful and extremely time consuming but with my faith and trust in your advice we were able to see the process through. Now, I am now free of the financial drain of a home that I would have never been able to sell for the original purchase price and as an added bonus I am the proud owner of a home that I purchased at the current, very low market values. What a feeling!!
I would gladly recommend your firm to any person in my situation or anyonewho has real estate needs. Good luck to you and your team in your future ventures.
Sincerely,
Suzy Jones
Morning Steve,
Again, I want to thank you for the efforts you and your team provided me during this short sale transaction. I welcome the opportunity to be a personal and professional reference for you and your business. I will look forward to the time when I may require your services as a buyers agent!
Thank you.
Jim Yogurtian
2/28/11
Dear Steve:
Thank you for your time and effort in completing a difficult transaction. Your persistence and dedication coupled with your professional expertise were absolutely instrumental in completing this escrow.
Not only that, but your patience in dealing with me as my anxiety mounted deserves special mention and gratitude. The death of my husband during this transaction certainly added to the stress of the situation. Through all of this you kept your cool and sought ways to keep the transaction moving and your eye on the goal of reaching a successful conclusion.
Often times clients are faced with dealing with a difficult transaction coupled with a real estate agent who does not return phone calls, does not follow-through; and, in fact, adds to the problems at hand. Fortunately, this was not the case for me. You were always available to answer my questions and to deal with any concern I had.
Thank you again, Steve, for a job well done. I wish you continued success in your endeavors.
Sincerely,
Mary Lou Morales
1/25/11
Trying to raise a family, send your kids to college, pay medical bills or retire? In this stagnant economy, many of us are facing more bills on less money. Upside down mortgages leave no option to refinance, rent or sell.
I am a vey excited, grateful and relieved
I took a chance on a newspaper ad and made the phone calls. No one has ever worked harder in our behalf than Steve Spiro. He gave 200% to our situation.
Steve Spiro is a sure bet. He was knowledgeable, understanding, patient and kept us updated every step of the way. If you find yourself in a similar situation, like most Americans today, call or e-mail Steve Spiro at Asset Liquidators for more information. It’s not a risk. It’s a chance to start again.
November 24, 2010
I am writing this testimonial on Asset Liquidators and especially Steve Spiro. We have worked with Steve the past dozen years or so on several transactions. He has always been a cut above any realtors I’ve ever come across. His knowledge of the industry and his keen sense for detail make him, in my mind, an expert in his field and my number one choice now and in the future for all my real estate needs. We just closed a home in San Clemente by having to short sale the property. Steve never put any pressure whatsoever in making the decision to sale. He laid out all the options in detail and we were able to make the decision to sale. It was very emotional as we all take pride in our homes and selling for less then what you owe was a hard pill to swallow. Once we made that decision, Steve’s expertise on putting the package together for the lender went very, very, smooth. He had an offer to buy our home the same day we listed. In six weeks he had the bank approval and then closed within 30 days or so. We were released from liability by the lender, had no out of pocket expenses and received relocation funds as part of the short sale Steve arranged. I can’t tell you the weight lifted off our shoulders by selling like we did. In about a year or less we plan on working with Steve Spiro on finding a home that we know we’ll love but will be an incredible deal found for us by Steve and his qualified employees. If you are considering selling your property today, there couldn’t be anyone more qualified to get it done than Steve Spiro!
Sincerely,
James Trifiletti
Hi David
Just wanted to thank you for your time and business. I didn't think it would be that quick and easy. Your team made it go smoothly.
Thanks to you and your team.
Larry
6-23-10
Steve,
Thank you for all your hard work in completing my short sale. You and your
staff have handled every step of the way in a professional manner while
being sensitive to my needs and desires. Your communication with me through
out the process gave me peace of mind in knowing exactly what was going on
at all times. Further more, finding a buyer who would rent the property back
to me was awesome. I will definitely recommend your services to anyone in
need of a real estate transaction. Once again, thank you!
B. Barnett"
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Great job Steve. The whole team you have (with John and Julianne) is all it was built up to be. I am glad I went with them all. . Thank You, |
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"Dear Steve: |
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Sam Tangredi and Deborah Mariya
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Dr. and Mrs. Berge Dadourian
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Constanze |
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Bob Cahan |
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Janet Martin |