Licensed CA. DRE
Personal Broker # : 01102481
Corporation Broker # :
01378065

 

Laguna Niguel Office: 
Orange County, California
Service Area:  California


Steve Spiro, Principal Broker

E-mail: Steve@Asset-Liquidators.net

Call (949)-212-3492

Certified Short Sale Specialist

32 years experience



As Seen in the
Orange County Register, LA times, San Diego Tribune, Sun Times, and Press Enterprise

Home Owner Bail Out

What is a Short Sale?

Short Sales are the solution for solving today’s real estate problems. The banks were bailed out now it is your turn.


 When we purchased our homes we had the idea that we could sell or refinance them as needed. Since home prices have fallen, refinancing or selling may be impossible. Lenders are denying requests for modifications and not reducing balances. If you find yourself in this predicament, a “Short Sale: is the solution, and can be obtained through Steve Spiro, a Certified Short Sales Specialist and Principal Broker of Asset Liquidators.


 In a “Short Sale” arranged by Asset Liquidators there is no cost to you. It will allow you to sell your home for less than you owe on it. The bank will waive the portion of your loan that does not get paid off at close of escrow. At Asset Liquidators, this procedure typically takes 9 to 12  months to complete. Steve will design a custom solution for your situation. This may include a sale and lease back so you can stay in your home and don’t have to move or cash back for relocation expenses. He can also arrange for you to qualify for and purchase or lease a new home before or after the Short Sale. The benefits for the home owner also include avoiding foreclosure and deficiency judgments. It may have little impact to your credit compared to a foreclosure or bankruptcy. It will postpone the foreclosure sale date allowing the homeowners more time to stay in their property without making payments.


 With a properly handled Short Sale, your loans, secured taxes, HOA dues and all cost of sale will be paid by the lender. There are no fees to you, the bank pays for everything. Consider a Short Sale as the free solution to dispose of your upside down real estate. A Short Sale must be handled by an expert. Don’t trust your Short Sale to just anyone.


 For a custom solution, call Steve Spiro a California Realtor- Broker with 32 years of real estate transactional experience and a Certified Short Sale Specialist. He can be reached at 949-212-3492. email: Steve@Asset-Liquidators.net

                                                        
32 years experience Call 949 212-3492 
Steve Spiro, Principal Broker/Realtor
Certified Short Sale Specialist

E-Mail or Call Steve today at Steve@Asset-Liquidators.net
or 949 212-3492



















E-Mail or Call Steve today at Steve@Asset-Liquidators.net
or 949 212-3492



Follow SteveSpiro on Twitter






E-Mail or Call Steve today at Steve@Asset-Liquidators.net
or 949 212-3492

ClientTestimonials

1/24/2012  ACHANCHAMP@aol.com

Steve,  Now that our transaction is closed, I want to thank you and your team for a thorough and professional service. You were very realistic and pragmatic with the entire process, never promise the undeliverable and prepared us adequately every step of the way. Your service is much needed in these uncertain economic times. We never felt uneasy or uncertain during the entire 5 months. We highly recommend your service to anyone who wants to consider short sale as a means to get from underneath their hopeless financial burden and move forward anew. Thanks again and Aloha.......Al and Cyndi Chan


1/18/12

I was completely unaware of your service when I attended a business seminar and I was told about your office and your success with short sales. Well, I wasn't told the 1/2 of it. without your expertise and unbelievable tenaciousness, this would have never happened, but with your help and patience the "powers to be at B of A" were not only impressed with the response of your office, but the navigation required to do this to get me through my short sale was second to none! Thank you Steve for allowing me to continue to run my business without the stress of continuously stopping and responding to the requests to move forward! A+++ in my book

Larry Marshburn


1/17/2012

Philip & Victoria Bloom
40088 Silktree Ct.
Palm Desert, CA 92260

Dear Staff,

Many thanks to you and your team at Asset Liquidators for your recent good work in handling the short sale of our home in Palm Desert, CA. You were very patient and understanding of our situation.

After several grueling unsuccessful attempts on our part to negotiate with the bank a refinance of our home, you were excellent in carrying out the necessary time consuming, complicated negotiations involved in the process of achieving the successful short sale instead. This in turn will save our credit records which has been very worrisome to us.

Again thank you very much!

Sincerely,

Victoria and Philip Bloom



1/9/12

 Hello steve, my wife and I would like to thank you and your staff for the great work you did obtaining and completing our short sale. We were going round and round with our bank trying to obtain a modification after a loss of income. After never missing a payment or incurring a late charge in 10 years of paying to our bank we were treated like criminals due to the loss of income. We had given up and while waiting for the bank to foreclose I purchase a news paper one morning to look for a place to rent when I saw your ad. I assumed it would be just another money taking scheme and read on. Something told me to give you a call and I did.


After speaking with you I realized you were not just another money taking business. You and your staff went to work contacting my bank and got the sale date cancelled. You marketed my house and I had buyers coming out of the wood work. Our short sale was completed and we are looking forward to getting a new start. Again we thank you and will certainly recommend your office to anyone we meet who is in need of your help.

Mack Williams

Riverside Ca.     




12/30/11

We owe Steve Spiro and his team a huge amount of gratitude for achieving what seemed like the impossible:  We were caught in an extremely tough economy, job loss, underwater on our house, an extremely heavy second-mortgage, and a "Negative Am" loan that was only getting worse.   A foreclosure seemed inevitable.  But Steve told us to put our faith and trust in him and his team and he saved us from a foreclosure.   The happiest news we received was, "Recording Confirmed."  He juggled and negotiated with two banks and realized the short-sell for us, saving our credit and allowing us to rebuild our future.  Thanks Steve and the Spiro Team. ---An Extremely Happy Client of Steve Spiro and Asset Liquidators, Mission Viejo, California



12/6/11

Ron,

Thanks for the very kind words! That is why I do it, because my tireless efforts are appreciated. Thanks again your never ending faith in me and the process which made it possible to buy you time and prevent the foreclosure.

Steve Spiro, Principal Broker
Asset Liquidtors

 11/24/11

 

Dear Steve,

We would like to express our deepest Gratitude to you and your staff for helping us with our short sale. After several attempts with H.A.F.A. and supposedly loan modification specialists and $10,000 out of pocket expenses, left us broke and bewildered and untrusting. We woke one morning only to find a foreclosure notice on our house that I remodeled myself that took me 4 years. Chase instead of trying to work with us threw us out in the cold. We had literally weeks to get out; then my Dad seen an ad in the paper extending help to those in our situation. Thanks to Steve Spiro who came to our rescue, we thought we were going to be homeless and Steve stopped the foreclosure and we were giving a reprieve and breathing room. Then were able to save money instead of paying Chase every month for nothing. Steve is amazing and would be up to all hours of the night, shooting emails to me keeping us informed of exactly what to expect. Finally someone with integrity who did what he said; I would give him 5 stars and would recommend Steve’s service to anyone. He’s a good guy and our hero. Thank You! Steve

 Sincerely, Ron Lopez

The LORD [is] good, a strong hold in the day of trouble; and he knows them that trust in him. (Nahum 1:7)


11/24/11

Brandon Mosbergen
Sent: Thursday, November 24, 2011 11:04 AM
To: Steve Spiro
Subject: 2121 Shelley Cir, Corona, CA 92880

RE: Zillow Review

How likely are you to recommend this agent?
highly likely

Local knowledge
very impressive

Process expertise
masterful

Responsiveness
immediate

Negotiation skills
excellent

Describe in detail your experience with this agent

Steve handled my short sale and was able to accomplish the successful settlement of my 2 loans with 2 different lenders.  I was glad that he was there to help and available when I needed him most.

Brandon Mosbergen



11/3/2011

Dear Mr. Spiro:

We wanted to thank you and your group at Assets Liquidators, for the assistance received in selling our home in Joshua Tree, California on short sale.

Even though the lender was very tough and tried to foreclose on our property, you were able to sell it on short sale, and saved us from the grief of foreclosure. 
We were glad that the bank forgave our debt and we could re-start our lives over again in another place.

Selling our home in short sale took 8 months. Time vested was well worth it.

We would gladly recommend Steve Spiro and Assets Liquidators to other people without hesitation.

Thank you Steve Spiro and also thanks to Ilda Spiro and your great team!!

Prisciliano Garcia and 
Susana Ramirez 

11/1/2011

I had purchased my home with my wife at the time several years ago. Unfortunately my wife, now ex-wife moved out, I could no longer afford making payments on my own. I was trying to sell my home, but couldn’t because I owed more than my property was worth, in addition the property value was steadily decreasing. I started resting easy when Steve Spiro and the team at Asset-Liquidators told me they would fight for me until they could negotiate a deal. I was able to short sell my home and avoid foreclosure.  I wanted to thank Steve Spiro and the entire Asset-Liquidators team for working with me and helping me all the way until the very end. You and your team were great to work with and made the process much easier for me. Your dedication was much appreciated when you took the time to not only answer every question, in a timely professional manner, but to explain the reason and process.  I know I wasn't the most self-motivated individual to deal with, but you always kept an optimistic, supportive, and a never quit attitude.  From the bottom of my heart, thank you.

 

“Anyone can give up, it's the easiest thing in the world to do. But to hold it together when everyone else would understand if you fell apart, that's true strength.” 

 

Orsino Eddington

San Diego, CA

10/29/2011

Dear Steve,

Just a little note to let you know how much we appreciate the work yuo and your staff did for us.

Our lending institution would not even talk to us because we were not living in the house and it was so “deep under water” that they kept saying “walk away from it.” This was something that we did not want to do and then we met you- you were so sure that you could sell this very nice house through a short sale, that we decided to listen to you and we are so glad that we did.

We have just received our notice from the escrow company that the short sale is complete and we want to say thank you from the bottom of our hearts.

Sincerely yours,

Jerry and Pauline Freidin



9/19/2011

I want to thank you and your team at Asset Liquidators again for helping us with the shortsale of our former home and the purchase of our new home.  We could not be happier with the results of your dilligent professionalism!   You made it so easy and always kept us informed on the process from start to finish.   You answered our questions in a timely and courteously fashion always.   Even when we hit a few bumps in the road with the HOA, you really came through consistently and promptly to deal with them and any problem that came up during the whole process.  I would gladly and wholeheartedly recommend your services to friends and family!  Thank you so much for making this very complicated and somewhat stressful experience as easy, affordable and quick as anyone could ever expect it to be.   Well done, Asset Liquidators!

  

Sincerely,

 

Carl Rodriguez

9/18/2011

I really like your style and character, Steve, and I would work with no other realtor.

Orange County, California

9/15/2011

Thanks for being a great and excellent realtor/broker. We were very satisfied with the service you had given us. You were always very accommodating. You listened and answered any questions we had. We were very comfortable because we knew you always had our backs.

It was a pleasure to work with you and your staff... Ilda, Dave and Jessie. You and your staff's professionalism throughout the transaction was an asset. With the economy and real estate in such a state of flux, I am very impressed with your ability and courage to get my lenders to approve a short sale, deal with them for such a tremendous amount of time. You are very professional yet personable I would highly recommend you to everyone. Thanks for brightening our little corder of the world. You are the man! Than for an outstanding job!

-The Andaya's

 
  September 11, 2011
 
 
Thanks Steve, you have made this stressful time in my life a lot easier, I appreciate it very much.  I will certainly recommend you to my friends and family.

Mary Knight

8/26/2011

In 2010 the San Diego Chinese Historical Museum purchased a property through Steve Spiro.  I also purchased a property nearby for myself in 2011 with the help of Steve.   Throughout the entire process he was very professional was also very attentive to our unique situation.  Both properties were short sales and Steve showed great expertise and experience in negotiating and handing the process. Even though the sales have been completed he still makes himself available to assist us and answer any questions that we may have.   I highly recommend Steve to anyone who is looking to purchase a property.  He goes above and beyond for his clients and is the right person to ask. 

Alexander Chuang, Ph.D
Executive Director
San Diego Chinese Historical Museum

 

8/12/2011

If you owe more money on your home and can't make your monthly payments, get with Mr. Steve Spiro and his wife Ilda. I walked from my home owing $183,000. Foreclosure was on my mind until I read Steve Spiro's article about how he could help you with a short sale.

I tell you... he delivered and then some. Within about 8 months or less my home was sold and $90,000 was forgiven by the bank. My credit score dropped from about 815 avg. to a 708 average. A huge burden has been lifted out of our lives thank to you and your great team of professionals.

-Charles and Sylvia Cain and Family

April 30, 2011

Dear Steve;
       I want to thank you for all your help you have given me over the past several months
handling the short sale which was just completed. Your tireless efforts to bring this matter to
a successful completion are greatly appreciated along with the relocation allowance of $7,000.00
which was beyond my wildess expectations and will be immensely helpful  getting me relocated!

Again thank you so very much
Sincerely
Arthur Turner



April 28, 2011

Steve Spiro made the difficult short sale process as painless as possible. He explained all of our options thoroughly and in plain English, and kept us regularly informed of the progress from start to finish. He got us into a new home in a neighborhood we love, which would not have been possible without the short sale of our old house. Steve and Asset Liquidators found buyers for our house quickly and provided honest advice when a potential buyer tried to take advantage of us. He took care of negotiating with two stubborn lenders and never let us lose faith that the short sale would be approved. Best of all, Steve reduced his commission so there would be no out of pocket expense to us. We would recommend him to anyone.

-Bill and Karla Campbell




April 20, 2011

Dear Steve Spiro:

I wanted to write to let you know how much I appreciate you and your team’s hard work on getting my housing and financial hardships resolved.  I was very stressed out about my home that was so deeply underwater and I felt there was no “good” way out of my situation; that is until I read your ad in the newspaper and contacted you.  

Together, we were able to find a home for me to purchase at the very low current values and then perform a short sale on my primary residence.   The home selling/buying process today is very stressful and extremely time consuming but with my faith and trust in your advice we were able to see the process through.  Now, I am now free of the financial drain of a home that I would have never been able to sell for the original purchase price and as an added bonus I am the proud owner of a home that I purchased at the current, very low market values.  What a feeling!!  

I would gladly recommend your firm to any person in my situation or anyonewho has real estate needs.  Good luck to you and your team in your future ventures.

Sincerely,

Suzy Jones





April 11, 2011 

Morning Steve,

Again, I want to thank you for the efforts you and your team provided me during this short sale transaction. I welcome the opportunity to be a personal and professional reference for you and your business. I will look forward to the time when I may require your services as a buyers agent!

Thank you.

Jim Yogurtian 

 

 

2/28/11

Dear Steve:

 

Thank you for your time and effort in completing a difficult transaction. Your persistence and dedication coupled with your professional expertise were absolutely instrumental in completing this escrow.

 

Not only that, but your patience in dealing with me as my anxiety mounted deserves special mention and gratitude.  The death of my husband during this transaction certainly added to the stress of the situation.  Through all of this you kept your cool and sought ways to keep the transaction moving and your eye on the goal of reaching a successful conclusion.

 

Often times clients are faced with dealing with a difficult transaction coupled with a real estate agent who does not return phone calls, does not follow-through; and, in   fact, adds to the problems at hand.  Fortunately, this was not the case for me.  You were always available to answer my questions and to deal with any concern I had.

 

Thank you again, Steve, for a job well done.  I wish you continued success in your endeavors.

 

Sincerely,

 

 

Mary Lou Morales

1/25/11

Trying to raise a family, send your kids to college, pay medical bills or retire? In this stagnant economy, many of us are facing more bills on less money. Upside down mortgages leave no option to refinance, rent or sell.

 

I am a vey excited, grateful and relieved Hemet resident who just sold my home through the Short Sales process. Thanks to Steve Spiro at Asset Liquidators, my husband and I were able to get out of an upside down mortgage with dignity and into an affordable home based on today’s prices. Steve Spiro was able to locate affordable housing with a fixed rate during the Short Sale process. We were so happy with the smooth transition.

 

I took a chance on a newspaper ad and made the phone calls. No one has ever worked harder in our behalf than Steve Spiro. He gave 200% to our situation.

 

Steve Spiro is a sure bet. He was knowledgeable, understanding, patient and kept us updated every step of the way. If you find yourself in a similar situation, like most Americans today, call or e-mail Steve Spiro at Asset Liquidators for more information. It’s not a risk. It’s a chance to start again.

 

-Robin & George


12/4/10


Steve,


We would like to thank Steve and his team for their hard work and  
dedication in helping us with our short sale process. Their  
professionalism  was definitely very encouraging and they gained our  
ultimate trust and restored our faith in these hard economic times.   
Once in a while you come across people  like Steve who cares to do it 
the right way with loyalty, good work ethic, unending  patience and  
quiet determination.  I can recall several instances where he would  
work and communicate with me on late Sunday evenings or early mornings to get the process moving or to stop unreasonable bank demands. I was very impressed with his work which was done with sincerity, passion and a sense of responsibility when we faced many hurdles in the process. I would highly recommend Steve and his team to anybody who is willing to be serviced by people who will fight the good fight . Steve not only fights, but he got me to the finish line with a win. What more can you ask for? Many thanks Steve!

S and Y Maranan


November 24, 2010

I am writing this testimonial on Asset Liquidators and especially Steve Spiro. We have worked with Steve the past dozen years or so on several transactions. He has always been a cut above any realtors I’ve ever come across. His knowledge of the industry and his keen sense for detail make him, in my mind, an expert in his field and my number one choice now and in the future for all my real estate needs. We just closed a home in San Clemente by having to short sale the property. Steve never put any pressure whatsoever in making the decision to sale. He laid out all the options in detail and we were able to make the decision to sale. It was very emotional as we all take pride in our homes and selling for less then what you owe was a hard pill to swallow. Once we made that decision, Steve’s expertise on putting the package together for the lender went very, very, smooth. He had an offer to buy our home the same day we listed. In six weeks he had the bank approval and then closed within 30 days or so. We were released from liability by the lender, had no out of pocket expenses and received relocation funds as part of the short sale Steve arranged. I can’t tell you the weight lifted off our shoulders by selling like we did. In about a year or less we plan on working with Steve Spiro on finding a home that we know we’ll love but will be an incredible deal found for us by Steve and his qualified employees. If you are considering selling your property today, there couldn’t be anyone more qualified to get it done than Steve Spiro!

Sincerely,

James Trifiletti

 


7/12/10

Re: Bucaneer

Hi David

 

Just wanted to thank you for your time and business.  I didn't think it would be that quick and easy.  Your team made it go smoothly.  
Thanks to you and your team.

 Larry



6-23-10
Steve,
Thank you for all your hard work in completing my short sale. You and your
staff have handled every step of the way in a professional manner while
being sensitive to my needs and desires. Your communication with me through
out the process gave me peace of mind in knowing exactly what was going on
at all times. Further more, finding a buyer who would rent the property back
to me was awesome. I will definitely recommend your services to anyone in
need of a real estate transaction. Once again, thank you!

B. Barnett"




Great job Steve.  The whole team you have (with John and Julianne) is all it was built up to be. 

 I am glad I went with them all. .

Thank You,

Eric J. Wichterman
Senior Vice President
Grubb & Ellis|BRE Commercial, LLC

2375 E. Camelback Rd. Suite 300
Phoenix, AZ 85016
Ph: (602) 224-4471
F: (602) 468-8541



"Dear Steve: 
We both want to thank you so much for your professionalism and 
courtesy in helping to make a dream come true. I've had the opportunity to 
work with many realtors in the past and you hardly seem to be in the same 
class with most. I very much appreciate your knowledge, insights, 
negotiating skills, and kindness that you extended to us. It didn't take 
you long to narrow the market to the choices best suited to us. It's clear 
that your years of experience, keen sense of awareness, and people skills 
put you heads above most others in your profession. I felt at all times as if you were truly OUR advocates and wanted the best deal for US and felt very comfortable trusting you. I'm also impressed with your timely responses to our phone calls/e-mails and how all of our questions were quickly and correctly answered. And thanks for helping to arrange better financing than I could have ever done on my own. I would recommend your 
services to anyone. We both wish you well and continued success. You are truly a unique individual in your profession. A heartfelt thank you for everything. 

Fondly: 

Dr. James W. Groff 
President Beatrice Keller Clinics, PC 
Phoenix, AZ."

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Sam Tangredi and Deborah Mariya
 (619) 884-3771
"To prospective clients, 

Who do you call when you have an once-in-a-lifetime opportunity to buy a short sale house at 100K less than market value, but you want to sell your current property to avoid cashing investments in a bear market for the down payment?and all this must be completed in 30 days? 

You call Steve Spiro. Because Steve’s experience and methodical approach can give you the ?miracle? you need. He did it for us. 

We have worked with perhaps a dozen realtors over the years, but none approaches Steve in experience, tenacity and detailed, methodical planning. ?One step at a time,? he would calmly say, while closing the deal even before other buyers were aware of it. He pursued all aspects to make the sale-purchase? from finding a lender to ensuring there were always backups if a step failed. Steve gave us total commitment. 

If it sounds like we can’t say enough good things about Steve it’s because 
we can’t. He is honest, forthright, but tough if you happen to be on the opposite side of the negotiating table. Before he begins, he studies every aspect of the market, knows what the realistic numbers are, and puts things together. 

If you want a successful real estate sale or purchase, get Steve on your 
side. There’s no one better."
 (619) 884-3771

 

Dr. and Mrs. Berge Dadourian
"Steve was invaluable with his expertise, in helping us complete our sales transaction at the Coronado Cays. We highly recommend him as a very knowledgeable Broker. "

 

Constanze
"Steve, 

I wanted to let you know how much I appreciate your professionalism and guidance throughout the purchase of my home.
Your experience in all aspects of real estate and your willingness to share it is not something I can get from a book. 
Your prompt responses via email or phone made me feel like I a valued client! 
I will refer all my friends to you as I feel that someone with your integrity and honesty is rare. 

Thank you so much, 
Constanze 

 

Bob Cahan
"Steve, 

Judy and I would like to thank you for all of your assistance with the purchase of our home in Coronado. Your promptness and attention to detail made this transaction a pleasure to complete. We would be very happy to recommend your services to any one of our friends. If you have any clients that would require a reference, please feel free to have them contact me. 

Sincerely, 

Bob Cahan 

Janet Martin
"Steve gives you the real life practical advice on negotiating all aspects of the deals from both a buyer and seller?s perspective. He is extremely knowledgeable and uniquely experienced in a variety of real estate transaction techniques, as well as problem solving strategies. I have worked with Steve over 20 years in dozens of transactions and highly recommend him.

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